So, this month I almost reached my first financiallyindependent goal of having 500€ of passive income per month. Actually, it was only 498.52€…..so, the Champagne will have to wait until next month. In any case, I’m very happy with how my p2p loan portfolio is performing overall. The monthly revenue has increased by about 18% from May!Continue reading “My p2p loan portfolio in June”
A friend and I recently chatted about p2p investments and about how to invest into something sustainable. By sustainability she meant mostly the ethical and ecological aspirations of sustainable investments. This got me thinking about how sustainable – both as in having long term stability and a positive ethical and/or ecological effect – crowdlending and crowdinvesting can be.
Basically, I think there are three layers of sutainability to be considered.
Continue reading “How sustainable are p2p investments?”
The month of May is almost over and finally brought sun and warmth to Germany and an enjoyable profit to my portfolio. The extensive shuffling of investment platforms and reallocation of my cash brought the expected result: my monthly profit climbed by almost 23% to a new high of 426 EUR.
Continue reading “My investment portfolio in May”
Many people are quite hesitant or even annoyed when it comes to thinking about what to do with their savings. I get it: most of us already spend a lot of time in our respective jobs to earn money. As a consequence, we are not really willing to spend even more time to consider what to do with that money. Gathering information about investment opportunities takes a lot of time and numbers are boring anyway.
I suppose this is why blogs like this one exist. To provide condensed information, to show how the investments work and, most importantly, that they return a profit.
In the spirit of passive income the time spent for making investments should be minimized. The money that we spent so much time on earning is supposed to work for us with minimal effort from our side.
As with most things there is a certain relationship between the effort that we take and the profit that we make. Of course, this is also true for financial matters. So, here are my thoughts about 3 possible investment strategies that can give you a certain revenue based on the effort you’re willing to make.Continue reading “Profit versus Effort: 3 investment strategies”
April is already over and this month brought quite some changes to my portfolio. I’m still in the process of moving funds from Mintos to other marketplaces, mostly to Envestio and Crowdestor.
Let’s take a look at the numbers:Continue reading “My investment portfolio in April”